Workers’ compensation pays for benefits like medical care to treat employees who are injured or become ill because of their jobs. It might also pay some of their lost income. If an employee dies because of a work-related injury or illness, it pays some burial expenses and benefits to the employee’s family.

Workers’ compensation won’t pay if employees:

·         Intentionally caused their own injuries.

·         Were injured while playing around or while intoxicated.

·         Were injured outside work or while voluntarily participating in an off-duty sports or social event.

·         Were injured by someone else for personal reasons not related to the job.

·         Were injured by an “act of God,” like a flood or hurricane, unless the job had a high exposure to these types of events.